Cartão de Crédito

Increase your limit

Multiple possibilities to increase your credit limit

Total Limit:

It is the total limit available for you to use in your purchases, being the sum of the Approved, Bonus and piggy bank limits

Approved Limit

- Limit granted by novücard based on profile analysis, it is dynamic and can be adjusted up or down periodically according to the use of your card and payment of invoices on time or overdue.

Bonus Limit

- Receive more credit limit by purchasing with novücard and paying the full amount of your bill on time. With it you increase your Total Limit.

- 5% Bonus Limit on partner subscriptions

- 2% Bonus Limit on purchases on up to 14 partner platforms and apps

- 1% Bonus Limit on all other purchases

Cofrinhü Limit

- By depositing in the cofrinhü you make your money yield 100% of the CDI and increase your Cofrinhü Limit in a personalized way

Multiply your money:

With piggy bank your money works for you!

Income greater than savings:

In the cofrinhü, your money yields 100% of the CDI daily.

Automatic payment of invoices:

We take care of paying your invoice if your balance in the piggy bank is greater than the value of the invoice.

Save, save, save!

Exclusive offers for you to use your card a lot!

Discounts in online and physical stores:

Up to 45% discount (including on installment purchases) purchasing at more than 4,000 physical and digital points of sale.

Want more? So check it out:

✅ Make international purchases with your credit card and have up to 40 days to pay;

✅ Using the novücard, you can also use the advantages of the Vai de Visa program;

✅ Take advantage of the reinforced security of your credit card online with dynamic CVV and don't miss our security tips on our blog, social networks and YouTube channel;

✅ Oh, and whenever you need help, count on our fully humanized service team on your preferred channel (Whatsapp, email, telephone and social media).

Security and trust:

- We are part of the Central Bank's Lift Innovation Program;

- We have more than 1 million downloads on the Google Play Store and Apple Store.

- We have a strong mission to promote financial justice, which is why we created the Financial Transparency Index, contributing to the lives of millions of Brazilians.

- We have the RA1000 Seal, Reclame Aqui's highest reputation, which guarantees excellence in customer service.

- We were finalists for the Reclame Aqui 2023 award for most reliable companies.

Did you like the new card? Download the credit card app now and refer friends to enjoy it together!

And remember: multiple ways to increase the limit, cash income and more savings is only with the novücard 🤑

Digicash do Brasil Ltda - CNPJ 31.746.678/0001-41 R. Santa Justina, 660 - Conjunto 61 - Vila Olímpia - São Paulo - SP